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The Reserve Bank of India released its bi-annual Financial Stability Report for June 2026, highlighting that the gross non-performing assets (GNPA) ratio of scheduled commercial banks has dropped to a multi-year low of 2.5%. The RBI Governor emphasized that while the banking sector remains resilient with strong capital buffers, emerging risks from unsecured retail lending and algorithmic trading require heightened regulatory vigilance and proactive macro-prudential measures.
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